Bank of England is first to raise CBDC concept

In February 2015 the Bank of England released their report “One Bank Resarch Agenda” first raised the concept of a central bank digital currency (CBDC). [1]

Then in March 2017 the MIT Media Lab then launched the MIT Digital Currency Initiative, looking at helping create “digital fiat currency“. [2, 3]

On January 8, 2009 a white paper titled “Bitcoin: A Peer-to-Peer Electronic Cash System” was released by the pseudonym Satoshi Nakamoto. Four months later, the first open-source Bitcoin client software was made available to the public. [4, 5] Australia’s Craig Wright claims to be the author of that paper.